The collar is doing the work
When a crown is loaded, the force does not stay where it lands. It travels down and outwards, and what resists it splitting the tooth is a band of intact dentine that the crown wraps around below its margin. That band is the ferrule. Without it, the crown is essentially a cap sitting on a core, and the core has nothing to brace against.
A 2026 systematic review and meta-analysis brought together 33 studies, six of them clinical, to quantify this. A ferrule at least 2 mm high improved fracture resistance by a mean difference of 165 N, with a confidence interval of 110 to 215. The presence of a ferrule raised clinical survival with a risk ratio of 1.34, interval 1.12 to 1.59. A complete circumferential ferrule with dentine at least 1 mm thick gave the most favourable reinforcement, and partial ferrules with two or more opposing walls still helped.[1]